> For the complete documentation index, see [llms.txt](https://developers.mtpelerin.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developers.mtpelerin.com/service-information/pricing-and-limits/on-ramp-pricing.md).

# On-ramp pricing

### 🏦 On-ramp by bank transfer

The table below shows the exchange commission that we charge when buying crypto by bank transfer in AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, MXN, NOK, NZD, PLN, SEK, SGD, USD, ZAR:

| Volume per year     | Commission |
| ------------------- | ---------- |
| 0-499               | free       |
| 500-4,999           | 1.3%       |
| 5,000-49,999        | 1.1%       |
| 50,000-999,999      | 0.9%       |
| 1,000,000-9,999,999 | 0.7%       |
| 10,000,000+         | 0.6%       |

💡 We don't take any other fees.

💡 We don't take any spread, we use the spot market rates.

💡 Our service fee is applied to the full amount of a transaction and not in pro rata.

ℹ️ Buying the **fxUSD** and **ZCHF** stablecoins by bank transfer is currently free of exchange fee.

#### MPS benefit

Users holding MPS tokens, our tokenized shares, can increase the free volume above and decrease their fees to buy crypto by bank transfer. Each 1 MPS provides:

<table><thead><tr><th width="375"></th><th></th></tr></thead><tbody><tr><td>+100 of free volume</td><td>up to 50,000</td></tr><tr><td>-0.004% on fees</td><td>up to -0.4%</td></tr></tbody></table>

{% hint style="info" %}
[**About MPS tokens >**](https://www.mtpelerin.com/shareholders)
{% endhint %}

#### Limits

|                           |                                                                                                                                                      |
| ------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------- |
| Min. buy                  | none                                                                                                                                                 |
| Max. buy (SIC/SEPA/SWIFT) | <p>CHF 100,000 (or equivalent)<br>For transactions above 100k, users can <a href="https://www.mtpelerin.com/contact">contact our OTC service</a></p> |

#### Bank transfer fees

|                                                                                                                                                                                                                            |                                                                             |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------- |
| CHF bank transfers (SIC)                                                                                                                                                                                                   | free                                                                        |
| EUR bank transfers (SEPA)                                                                                                                                                                                                  | free                                                                        |
| <ul><li>AED, AUD, CAD, CZK, DKK, GBP, HKD, HUF, JPY, MXN, NOK, NZD, PLN, SEK, SGD, USD, ZAR bank transfers</li><li>CHF transfers to/from outside Switzerland</li><li>EUR transfers to/from outside SEPA zone<br></li></ul> | <p>SWIFT fees apply<br><em>Charged by your bank/intermediary banks</em></p> |

{% hint style="info" %}

#### About SWIFT fees

SWIFT is an international bank transfer network constituted of many banks. When funds are transferred from a bank A to a bank B over the SWIFT network, they follow a route that can include multiple intermediary banks. The receiving bank and each intermediary banks (if any) charge a fee for that service. It can vary from a few $ to several dozen $, which is unfortunately impossible to know in advance.
{% endhint %}

#### Network delivery costs

| Network                 | Cost                                   |
| ----------------------- | -------------------------------------- |
| Arbitrum                | free                                   |
| Avalanche               | free                                   |
| Base                    | free                                   |
| BNB Chain               | free                                   |
| Bitcoin                 | free                                   |
| Bitcoin Lightning       | free                                   |
| Celo                    | free                                   |
| Ethereum (ETH)          | free                                   |
| Ethereum (other tokens) | $1 (or equivalent in other currencies) |
| Gnosis Chain            | free                                   |
| Optimism                | free                                   |
| Polygon                 | free                                   |
| Rootstock               | free                                   |
| Sonic                   | free                                   |
| Tempo                   | free                                   |
| Tezos                   | free                                   |
| zkSync Era              | free                                   |

### 💳 On-ramp by card, Google Pay, Apple Pay

The table below shows the exchange commission that we charge when buying crypto by card in EUR, GBP or CHF:

| Volume per year | Commission |
| --------------- | ---------- |
| 0-499           | 2.5%       |
| 500-4,999       | 3.8%       |
| 5,000-49,999    | 3.6%       |
| 50,000-100,000  | 3.4%       |

💡 We don't take any other fees.

💡 We don't take any spread, we use the spot market rates.

💡 Our service fee is applied to the full amount of a transaction and not in pro rata.

💡 A minimum fee of CHF 1.20 or equivalent in other currencies is applied.

#### MPS benefit

Users holding MPS tokens, our tokenized shares, can increase the discounted 2.5% volume threshold above and decrease their fees to buy crypto by card. Each 1 MPS provides:

<table><thead><tr><th width="375"></th><th></th></tr></thead><tbody><tr><td>+100 of discounted volume</td><td>up to 50,000</td></tr><tr><td>-0.004% on fees</td><td>up to -0.4%</td></tr></tbody></table>

{% hint style="info" %}
[**About MPS tokens >**](https://www.mtpelerin.com/shareholders)
{% endhint %}

**Limits**

|          |                                           |
| -------- | ----------------------------------------- |
| Min. buy | none                                      |
| May. buy | CHF 5,000 per transaction (or equivalent) |

#### Network delivery costs

| Network                 | Cost                                   |
| ----------------------- | -------------------------------------- |
| Arbitrum                | free                                   |
| Avalanche               | free                                   |
| Base                    | free                                   |
| BNB Chain               | free                                   |
| Bitcoin                 | free                                   |
| Bitcoin Lightning       | free                                   |
| Celo                    | free                                   |
| Ethereum (ETH)          | free                                   |
| Ethereum (other tokens) | $1 (or equivalent in other currencies) |
| Gnosis Chain            | free                                   |
| Optimism                | free                                   |
| Polygon                 | free                                   |
| Rootstock               | free                                   |
| Sonic                   | free                                   |
| Tempo                   | free                                   |
| Tezos                   | free                                   |
| zkSync Era              | free                                   |

## ⚠️ Refund fee

If we receive a transaction that is not compliant with our [service terms and conditions](https://www.mtpelerin.com/terms-conditions) and if the user refuses to do the steps that we will request by email to clear the transaction, we reserve the right to charge a CHF 20 processing fee (or equivalent) to return the funds to their origin.